Auto Insurance | Choice

Auto Insurance | Choice
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Auto Program

Have you ever wondered if you’re overpaying for auto insurance? Others using this program have saved an average of $761.76 annually.1

 

Get your free quote online or give us a call starting January 2, 2026.

Here's what you need to know

One call to the Dominion Energy-dedicated quote line and you can conveniently compare your current auto insurance to the discounts, coverage, and premiums available from some of America’s top insurance providers.2, 3

 

This program does all the legwork for you, from providing multiple quotes to helping you easily switch coverage. Plus, you may be able to pay your insurance premiums through your company’s payroll deduction – another convenient perk.4

 

  • This program could save you time and money when shopping for auto insurance
  • The savings start with a special employee discount of up to 15%, which is not available to the general public2
  • You could qualify for even more discounts for things like being a safe driver, bundling your auto and home insurance with the same provider, having a hybrid vehicle, and more

 

When you call, a licensed insurance agent can help you find all of the discounts you qualify for – with no obligation to you. If you find coverage you like better, you can even switch to a new policy over the phone so your savings could start right away. You can also compare and customize policies by using the online tool. 

 

It's recommend you review your auto insurance each year to make sure your policy and premium reflect your current needs. Think about factors like new drivers in your family and mileage on your vehicle.

 

Also, insurance providers may change their pricing periodically, so it’s possible the lowest-priced policy on the market last year isn’t the lowest this year.

 

Using the Auto and Home Program is a convenient way to make sure you’re spending your auto insurance dollars wisely. It could help you:

 

  • Pay for the policy you really need and want
  • Have the right deductible for your priorities and budget
  • Take advantage of all the discounts you’re eligible for

 

The goal is not to be over-insured or under-insured, but have the “right-size” insurance for your needs and your budget. When you call, the licensed agent can help you find that.

You can use this service any time you like. You can get quotes beginning January 2, 2026 – and switch providers – any time of the year without waiting until your current policy is coming up for renewal. If you decide to change to a new insurance provider, your old provider should refund the unused premium dollars you’re entitled to receive.

How It Works

Number one Phone icon

Call to request quotes

Number two Chat bubble icon

Ask questions and explore options

Number three auto paper icon

Compare policies and premiums

Number four Auto shield icon

Switch to a new policy and/or provider

You buy a new car and need to have it insured.

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Frequently Asked Questions

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  • Who are the insurance companies in this program?

    This program can provide quotes and coverage from several well-known providers, including:  Progressive®, Liberty Mutual® Insurance, Farmers GroupSelect®, Travelers, and additional retail insurance providers.

     

    Please note that you may not receive a quote from all of these providers depending upon your personal circumstances and state of residence. 

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  • Do I need to wait until my current auto insurance policy comes up for renewal to switch to another plan?
    No – in fact, that’s a common misconception about auto insurance. You can get quotes and switch to another policy at any time. There’s no need to wait to take advantage of potential savings. 
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  • Who in my family is eligible for this program?
    You and your dependent family member(s) who are covered under your policy could take advantage of policies through the program and any discounts you may qualify for.  Your other family members could obtain coverage through the program at retail pricing rates.
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  • How much does coverage cost?

    There is no cost for getting a quote or for switching to a new provider – it’s free and there’s no obligation. Your cost is purely the cost of the auto insurance itself based on the coverage you select.
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  • What if my employment status changes?

    Good news! If you leave or retire from your current employer, you may be able to continue your coverage without interruption, subject to applicable law and the plan’s terms and conditions. Although payroll deduction will no longer be available, you can choose alternative payment methods such as direct bank account deduction, credit card billing or home billing. Once the carrier has been notified of the change, you should hear from them directly within about 5-7 business days. Please note that higher rates may apply.

     

    If there is a change in your payroll schedule, such as moving from bi-weekly to monthly pay, please allow up to 30 days for any changes to be reflected. If you terminate your coverage and are using payroll deduction, it may take up to 30 days for the deductions to stop. Any refunds will be processed by the carrier and typically issued within 30 days.

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  • When would my coverage start?
    Your coverage typically starts the day after you sign up for it. The licensed insurance agent can confirm the exact date when you call. If you authorize payroll deductions, please note it may take up to 30 days for your deductions to begin. If you are paying via direct bill, please allow 5-7 business days to receive your billing information from the carrier.
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  • What do I do if I have a claim?
    Call 1-855-401-6605 if you experience a claim and follow the instructions to be routed to your insurance provider. Always call as soon as possible, regardless of who is at fault. Even if the accident appears minor, it is important that you let your insurance provider know about the incident.
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  • Can I only use this service for my car(s)? What about other types of vehicles?
    You can also use this program to get quotes and apply for coverage for motorcycles, boats, ATVs, RVs, and personal watercraft.

Are you ready for your quotes?

Get your free, no-obligation quotes and see how much money you could save beginning January 2, 2026.

Do You Need Help?

Our team is ready

M-F 8a-9p, Sat 8a-2p ET

Phone Number: 1-855-401-6605

  • Legal Disclaimers

    1Savings are not guaranteed for everyone. The $761.76 average annual reported savings is based on others who reported their prior premium and, through Mercer Health & Benefits Administration LLC, switched to several carriers’ auto insurance programs between 10/5/2023 and 10/5/2024.


    2Discounts are not available from all carriers and are only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines. Individual savings and discounts may vary by state and carrier and are not guaranteed.


    3Auto insurance may not be available from all carriers in all states and may not be offered through this program.

     

    4Providing your Social Security number may be required to set up the payroll deduction feature.

  • Carrier Disclaimers
    View details of Mercer's carrier disclaimers

  • Mercer's Role & Compensation
    View details of Mercer's disclosure of compensation